Social Security's cost-of-living adjustment for 2027 is currently estimated 3.5% to 3.6%. This range is based on several independent projections as of September 14, 2026. The New York Times has reported a projection of 3.6%. The Senior Citizens League forecasts a 3.5% rise. ConsumerAffairs additionally estimates 3.5%. All sources point to similar expectations for the COLA.

The Social Security Administration plans to release the official announcement in about one month. The exact date remains unclear, but it is expected soon. Beneficiaries will find out the exact adjustment amount for 2027 payments.